Just Your Average Jo

Ordinary life. Abundant living.

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Ordinary life. Abundant living.

Finances

Break Free: Personally

November 15, 2017 by Jo Leave a Comment

Alright, so you want out of the 8-5 life. That’s great. Knowing that is ground zero for everything else that follows. For several years, I teetered back-and-forth with the thought of breaking free. Some days I didn’t want it, most days I did. On the days that I did not want out, I wondered what … [Read more…]

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Posted in: Breaking Free, Finances Tagged: #breakfreejourney, #kaleidomedia

Break Free: Financially

November 11, 2017 by Jo Leave a Comment

As I consider the idea of breaking free more, I realize that so much of it relies upon financial ability. Being in a place, financially, to handle the probability of a lack of income while pursuing self-employment possibilities is essential to the success of the journey. Stepping out on my own, though exhilarating, is also … [Read more…]

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Posted in: Breaking Free, Finances Tagged: #breakfreejourney, #debtfreejourney

Break Free: 3 Steps to Leaving the 8-5 Life

November 7, 2017 by Jo Leave a Comment

During last month’s 31-day writing challenge, I wrote a post about taking steps toward leaving my 8-5 job. It had not occurred to me that I even was taking steps until I sat down to write for that day’s prompt. As I was writing it, though, I knew there was more to “unpack” than the … [Read more…]

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Posted in: Breaking Free, Faith, Finances Tagged: #alifeofprayer, #breakfreejourney, #debtfreejourney

How we paid off a $20k car in 6 months

October 31, 2017 by Jo Leave a Comment

In May, my husband and I bought a car and chose to finance just under $20,000 in order to do so. Yesterday, we made the final payment on that loan. That’s six months from the time of the first payment in June to the last in November. $20,000. Paid off in six months. Part of … [Read more…]

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Posted in: Finances Tagged: #debtfreejourney, #debtpayoff, #noteworthymoments, #personalfinance

3 Steps to Achieving Your New Year’s Financial Resolution

January 2, 2017 by Jo Leave a Comment

As another new year begins, I bet that many people have made some sort of financial resolution. Maybe it’s to get out of debt. Maybe it’s to stop living paycheck-to-paycheck. Perhaps it’s to build some savings. Or maybe it’s to fund a vacation before actually taking the vacation. The resolution can take many shapes but the … [Read more…]

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Posted in: Finances Tagged: #debtfree, #financialfreedom, #personalfinance

the steps to financial freedom

January 12, 2015 by Jo 2 Comments

Our decision to become debt free really came out of the decision to just get a handle on our finances. Neither one of us grew up in homes that taught us good money management or personal finance habits so we naturally struggled with handling our money well as we got older. When we got married, … [Read more…]

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Posted in: Family, Finances
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Hi there! I’m Jo. Welcome to my blog!

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